SBINNSEState Bank of India· BanksHighNeutral
Announced Fri, 8 Aug, 2025 · 13:24 IST

SBIN: State Bank of India has informed the Exchange regarding a press release dated August 08, 2025, titled "Q1FY26 Results".

Ebitda Margin CompressionResults View source PDFExplain this filing

SBIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
-0.4%Reaction day
₹805.60
prior close
₹793.90
announcement price
In-mkt
timing
Nifty 100market · index membership as recorded later (tracked since Jun 2026)-1.0%+0.6% vs market
Public Sector Bank peers, median of 11sector-1.1%+0.7% vs sector

On the reaction day the stock moved 0.6 pts more than Nifty 100 and 0.7 pts more than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
+0.1
10m
+0.9
15m
+0.9
30m
+1.0
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
-0.4-1.0+0.6-1.1+0.7
Next day
+1.9-0.1+1.9+1.1+0.8
2d
+1.9-0.4+2.3+1.3+0.6
3d
+2.0+0.2+1.8+1.6+0.4
4d
+2.5+0.2+2.3+1.0+1.4
5d
+2.6+1.2+1.3+2.0+0.6
1w
+2.9+2.0+0.9+3.3-0.4
15d
-0.2+0.1-0.3-0.1-0.2
1m
+0.3+0.9-0.6-0.0+0.3
2m
+6.4+2.0+4.4+8.0-1.6
3m
+18.0+4.2+13.8+16.3+1.7
UpDownMarket · Nifty 100Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

State Bank of India reported Q1FY26 net profit of ₹19,160 crores, up 12.48% year-on-year, while operating profit grew 15.49% YoY to ₹30,544 crores. Loan book expanded 11.61% YoY to ₹42.5 lakh crores, with retail personal advances up 12.56% and SME advances rising 19.10%. Asset quality improved, with gross NPA falling to 1.83% (from 2.21%) and net NPA at 0.47%. However, net interest income was nearly flat (-0.13% YoY) and domestic net interest margin compressed by 33 basis points to 3.02%. Capital adequacy ratio strengthened to 14.63%.

Likely market impact

Steady profit growth and better asset quality support the stock, but the continued squeeze in net interest margin (now below 3.1%) signals pressure on core lending profitability that investors should monitor closely.