Press Release on the Audited Financial Results of the Bank for the Quarter (Q-4) and Financial Year ended March 31, 2026

Suryoday Small Finance Bank reported strong Q4 FY26 results with PAT of Rs 50 Cr, a turnaround from Rs -34 Cr loss in Q4 FY25. For full year FY26, the bank achieved PAT growth of 32.2% to Rs 152 Cr (FY25: Rs 115 Cr). Gross advances grew 29.4% YoY to Rs 13,261 Cr, driven by 98% growth in Vikas Loans and strong traction in secured segments. Deposits increased 32.3% to Rs 13,994 Cr with retail deposits comprising 86% of total deposits. Asset quality improved with GNPA declining from 7.2% to 6.5% and NNPA from 4.6% to 4.2%. The bank maintained healthy capital position with CRAR at 20.5%. Q4 operating metrics were particularly strong with pre-provision operating profit up 129.4% YoY to Rs 107 Cr.