Tata Capital Q2 profit Rs 661 crore; H1 profit nearly flat, cash outflow persists

Results RestatedRelated Party TransactionsDebt Equity ThresholdNegative Operating CashflowResults View source PDF Explain this filing

TATACAP · price

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Price reactionminutes from the announcement price · days from the prior close

-1.3%Reaction day

₹330.60

prior close

₹331.90

announcement price

After-mkt

timing

Nifty 100market · index membership as recorded later (tracked since Jun 2026)+0.6%-1.9% vs market

Non Banking Financial Company (NBFC) peers, median of 204sector+0.0%-1.3% vs sector

On the reaction day the stock moved 1.9 pts less than Nifty 100 and 1.3 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Reaction day

-1.3+0.6-1.9+0.0-1.3

Next day

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15d

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UpDownMarket · Nifty 100Sector · Non Banking Financial Company (NBFC) peers, median of 204Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

September quarter profit was Rs 660.61 crore, up 16.3% from June but down 6.6% year on year. Half-year profit was Rs 1,228.69 crore, nearly flat. Operating cash outflow narrowed to Rs 4,440.69 crore from Rs 11,035.03 crore as loan growth slowed. Gross and net bad-loan ratios rose to 2.89% and 1.40%. The review was unmodified, and prior figures were restated after the Tata Motors Finance merger.

Likely market impact

Mixed for shareholders: profit rose from Q1 but fell year on year, bad-loan rates increased and operating cash stayed negative. Leverage remains high.