SOUTHBANKBSESouth Indian Bank LtdHighNeutral
Announced Wed, 6 May · 16:23 IST

Press release on Audited Financial Results(Standalone and Consolidated)for the quarter/financial year ended 31st March 2026

SOUTHBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
-4.3%1-day move
₹42.80
prior close
₹43.01
base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
-1.2-1.7-1.6-1.8-4.3-6.1-10.1-9.9-9.8-10.4-3.6+2.0+11.5
Up moveDown movePending
AI summary

South Indian Bank reported its highest ever net profit of Rs. 1,455 Crores for FY 2025-26, up 11.69% from Rs. 1,303 Crores in the previous year. Total business reached a record Rs. 2,23,620 Crores. Gross advances grew 14.50% to Rs. 1,00,274 Crores while total deposits rose 14.71% to Rs. 1,23,346 Crores. Asset quality improved significantly with Gross NPA dropping from 3.20% to 1.43% and Net NPA falling from 0.92% to 0.29%. Provision Coverage Ratio improved sharply to 94.10%. Gold loan portfolio showed exceptional growth of 45.62%. The Board recommended a 45% dividend.

Likely market impact

Strong performance with record profitability and sharp improvement in asset quality should be positive for the stock. The 45% dividend payout signals confidence. However, Net Interest Income declined 1.41% which warrants monitoring.