South Indian Bank Q1 FY27 Results: Net Profit up 17%, NPAs fall sharply

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SOUTHBANK · price

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Price reactionminutes from the announcement price · days from the prior close

-0.4%Reaction day

₹45.53

prior close

₹45.84

announcement price

In-mkt

timing

Nifty Microcap 250market-0.5%+0.1% vs market

Private Sector Bank peers, median of 19sector-0.4%-0.0% vs sector

On the reaction day the stock moved 0.1 pts more than Nifty Microcap 250 and in line with its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

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10m

-3.3

15m

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30m

-1.2

Sessions after the filingfrom the prior close

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Reaction day

-0.4-0.5+0.1-0.4-0.0

Next day

-2.2-1.5-0.6+0.3-2.5

+1.6-0.9+2.5-0.8+2.4

+4.3-0.6+4.9+1.1+3.2

+5.5-1.8+7.3-0.4+5.9

+4.3-2.4+6.7-0.9+5.2

+5.3-0.7+6.0-0.2+5.5

15d

+4.3+2.4+1.9+0.3+4.0

-0.6+2.9-3.5-2.8+2.2

-0.5+1.2-1.6-1.0+0.6

+12.5+1.2+11.4-1.3+13.8

UpDownMarket · Nifty Microcap 250Sector · Private Sector Bank peers, median of 19Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Q1 FY27 standalone net profit Rs 377.63 crore, up 17 percent YoY from Rs 321.95 crore. Total income Rs 3,007 crore versus Rs 2,984 crore. Gross NPA ratio improved sharply to 1.38 percent from 3.15 percent YoY; net NPA at 0.26 percent versus 0.68 percent. EPS Rs 1.44 versus Rs 1.23. Capital adequacy at 19.62 percent. Joint auditors issued unmodified review opinion. K Venkatachalam Aiyer was replaced as joint statutory auditor.

Likely market impact

Sharp drop in NPAs and steady profit growth signal improving asset quality and operational stability. Clean auditor opinion supports confidence.