Q2 net profit up 2.8%; operating cash flow stays negative

Negative Operating CashflowResults View source PDF Explain this filing

UCOBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-1.7%Reaction day

₹31.46

prior close

₹30.83

announcement price

In-mkt

timing

Nifty Smallcap 250market · index membership as recorded later (tracked since Jun 2026)-0.2%-1.5% vs market

Public Sector Bank peers, median of 11sector-1.4%-0.3% vs sector

On the reaction day the stock moved 1.5 pts less than Nifty Smallcap 250 and 0.3 pts less than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+0.1

10m

-0.2

15m

-0.1

30m

+0.1

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-1.7-0.2-1.5-1.4-0.3

Next day

+1.7+0.3+1.4+2.1-0.4

+2.4+1.0+1.4+2.0+0.4

+2.5+0.7+1.8+2.6-0.1

+0.7+0.6+0.1+1.9-1.2

+3.3+1.2+2.1+3.5-0.2

+4.3+1.8+2.5+4.3-0.0

15d

+0.1-0.7+0.8+7.1-7.0

-0.5+0.5-0.9+8.3-8.7

-9.4-5.3-4.1+2.5-11.9

-5.8-6.4+0.6+15.6-21.3

UpDownMarket · Nifty Smallcap 250Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

UCO Bank's reviewed September 2025 results showed Q2 total income up 4.9% year on year at Rs 7,421 crore and net profit up 2.8% at Rs 620 crore. For the first half, total income was Rs 14,455 crore and net profit Rs 1,227 crore, up 3.8% and 6.4%. Gross and net bad-loan ratios improved to 2.56% and 0.45% from 2.63% and 0.50%. Operating cash flow for the half year was negative Rs 732 crore. Auditors issued an unmodified limited review.

Likely market impact

Modest profit growth and improving loan quality are positive, but negative operating cash flow may limit gains for shareholders.