Ujjivan Small Finance Bank Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
UJJIVANSFB · price
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Ujjivan Small Finance Bank reported total income of Rs 8,03,897 lakh for FY26, up 11.6% from Rs 7,20,059 lakh in FY25. Net profit declined 4.6% to Rs 69,263 lakh from Rs 72,610 lakh, while operating profit before provisions marginally increased to Rs 1,71,013 lakh. The bank maintained strong deposit growth of 21.4% (Rs 45,66,833 lakh) and loan growth of 26.7% (Rs 39,76,055 lakh). Asset quality showed some stress with gross NPAs rising to Rs 91,671 lakh from Rs 69,589 lakh. Capital adequacy ratio stood at 21.14%, well above regulatory requirements. Joint Statutory Auditors issued an unmodified (clean) opinion on the financial statements.
The bank delivered revenue growth but saw a decline in profitability due to higher provisions. Strong deposit and loan growth indicate healthy business momentum, though rising NPAs warrant monitoring. The clean audit opinion provides assurance to shareholders about financial statement reliability.