UNIONBANKNSEUnion Bank of India· BanksHighNeutral
Announced Thu, 23 Apr · 13:32 IST

Union Bank of India has informed the Exchange regarding a revised press release dated April 23, 2026, titled "Press Release on the Financial Results of the Bank for the Quarter/Year ended on March 31, 2026.".

Ebitda Margin CompressionResults View source PDF

UNIONBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
-9.1%1-day move
₹194.30
prior close
₹181.72
base price
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AI summary

Union Bank of India reported net profit of ₹18,697 crore for FY26, up 3.95% YoY. Total business grew 5.78% to ₹23,85,502 crore. Gross advances increased 9.74% YoY to ₹10,78,611 crore, while deposits rose 2.72% to ₹13,06,891 crore. Asset quality improved significantly with gross NPA declining 78 bps to 2.82% and net NPA down 15 bps to 0.48%. Capital ratios strengthened with CRAR at 18.10% and CET-1 improving to 15.69%. The board recommended dividend of ₹5 per share (50% of face value). However, net interest income declined 1.49% and operating profit fell 7.95% YoY due to margin compression as NIM reduced by 21 bps to 2.70%.

Likely market impact

The bank shows solid operational improvement with NPA reduction and strong capital position, but margin compression and declining operating profit may concern investors focused on profitability trends. The dividend announcement is positive for shareholder returns.