UNIONBANKNSEUnion Bank of India· BanksHighNeutral
Announced Thu, 23 Apr · 12:49 IST

Union Bank of India has submitted to the Exchange Audited Financial Results (Standalone and Consolidated) of the Bank for the Quarter/Year ended March 31, 2026.

Ebitda Margin CompressionPat Growth 25pctResults View source PDF

UNIONBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
-9.1%1-day move
₹194.30
prior close
₹182.29
base price
In-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
-0.6-0.7+0.5+0.2-9.1-9.4-12.0-14.0-14.6-15.6-16.6-12.9-9.9-13.1
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AI summary

Union Bank of India reported standalone net profit of ₹1,869.71 crore for FY2025-26, up 3.95% from ₹1,798.71 crore in the previous year. Total income remained flat at ₹12,542.70 crore. The bank improved its asset quality significantly with Gross NPA falling to 2.82% from 3.60% and Net NPA to 0.48% from 0.63%. Capital adequacy ratio strengthened to 18.10% with CET1 at 15.69%. The Board recommended a dividend of ₹5 per equity share (50%). During Q4, the bank made a one-time provision of ₹700 crore to strengthen standard asset coverage. The bank also raised ₹3,000 crore in Infrastructure Bonds and reported 290 fraud cases involving ₹2,274.46 crore, fully provided for.

Likely market impact

Positive for shareholders: improved NPA ratios, stronger capital position, and dividend payout indicate a stable performance. The PAT growth of ~4% is modest but supported by better asset quality and controlled provisions.