UNIONBANKNSEUnion Bank of India· BanksHighNeutral
Announced Thu, 23 Apr, 2026 · 12:49 IST

Union Bank of India has submitted to the Exchange Audited Financial Results (Standalone and Consolidated) of the Bank for the Quarter/Year ended March 31, 2026.

Ebitda Margin CompressionPat Growth 25pctResults View source PDFExplain this filing

UNIONBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
-7.6%Reaction day
₹194.30
prior close
₹182.29
announcement price
In-mkt
timing
Nifty 100market · index membership as recorded later (tracked since Jun 2026)-0.9%-6.7% vs market
Public Sector Bank peers, median of 11sector-1.9%-5.7% vs sector

On the reaction day the stock moved 6.7 pts less than Nifty 100 and 5.7 pts less than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
-0.6
10m
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15m
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+0.2
Sessions after the filingfrom the prior close
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Reaction day
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Next day
-9.1-2.0-7.1-1.8-7.3
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-12.9-1.3-11.6-5.8-7.1
2m
-9.9-1.7-8.3-5.7-4.2
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-13.1-1.6-11.5-6.6-6.5
UpDownMarket · Nifty 100Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Union Bank of India reported standalone net profit of ₹1,869.71 crore for FY2025-26, up 3.95% from ₹1,798.71 crore in the previous year. Total income remained flat at ₹12,542.70 crore. The bank improved its asset quality significantly with Gross NPA falling to 2.82% from 3.60% and Net NPA to 0.48% from 0.63%. Capital adequacy ratio strengthened to 18.10% with CET1 at 15.69%. The Board recommended a dividend of ₹5 per equity share (50%). During Q4, the bank made a one-time provision of ₹700 crore to strengthen standard asset coverage. The bank also raised ₹3,000 crore in Infrastructure Bonds and reported 290 fraud cases involving ₹2,274.46 crore, fully provided for.

Likely market impact

Positive for shareholders: improved NPA ratios, stronger capital position, and dividend payout indicate a stable performance. The PAT growth of ~4% is modest but supported by better asset quality and controlled provisions.