Union Bank Q1 FY27: Net Profit up 30% YoY, NPA ratios improve

Profit growth above 25%EBITDA margin expansionResults View source PDF Explain this filing

UNIONBANK · price

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Price reactionminutes from the announcement price · days from the prior close

+0.9%Reaction day

₹170.85

prior close

₹173.33

announcement price

In-mkt

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Nifty 100market+0.2%+0.7% vs market

Public Sector Bank peers, median of 11sector+0.6%+0.3% vs sector

On the reaction day the stock moved 0.7 pts more than Nifty 100 and 0.3 pts more than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Next day

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UpDownMarket · Nifty 100Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Union Bank of India reported Q1 FY27 standalone net profit of Rs 5,332 crore, up 29.6% YoY from Rs 4,116 crore. Total income rose modestly to Rs 31,806 crore. Operating profit grew 15.8% to Rs 8,003 crore with margin expanding to 25.2%. Gross NPA improved to 2.65% from 3.52%, Net NPA to 0.47% from 0.62% YoY. Capital adequacy ratio stood strong at 18.46%. Consolidated net profit was Rs 5,642 crore, up 27.4% YoY. EPS rose to Rs 6.99 from Rs 5.39.

Likely market impact

Strong profit growth and improving asset quality signal earnings momentum. Better NPA ratios and solid capital position support long-term stability.