UNIONBANKNSEUNION BANK OF INDIA· BanksHighNeutral
Announced Wed, 15 Jul · 12:21 IST

Union Bank Q1 FY27: Net Profit up 30% YoY, NPA ratios improve

Pat Growth 25pctEbitda Margin ExpansionResults View source PDF

UNIONBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
-1.4%1-day move
₹170.85
prior close
₹173.33
base price
In-mkt
timing
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+0.5-1.0-0.3+0.4-1.4-1.5+2.9+3.0+0.0-0.2
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AI summary

Union Bank of India reported Q1 FY27 standalone net profit of Rs 5,332 crore, up 29.6% YoY from Rs 4,116 crore. Total income rose modestly to Rs 31,806 crore. Operating profit grew 15.8% to Rs 8,003 crore with margin expanding to 25.2%. Gross NPA improved to 2.65% from 3.52%, Net NPA to 0.47% from 0.62% YoY. Capital adequacy ratio stood strong at 18.46%. Consolidated net profit was Rs 5,642 crore, up 27.4% YoY. EPS rose to Rs 6.99 from Rs 5.39.

Likely market impact

Strong profit growth and improving asset quality signal earnings momentum. Better NPA ratios and solid capital position support long-term stability.