Union Bank Q2 FY27: PAT up 30% YoY, Gross NPA improves to 2.42%

Pat Growth 25pctNegative Operating CashflowResults View source PDF Explain this filing

UNIONBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+5.3%Reaction day

₹171.68

prior close

₹176.52

announcement price

In-mkt

timing

Nifty 100market-1.0%+6.2% vs market

Public Sector Bank peers, median of 11sector+1.2%+4.1% vs sector

On the reaction day the stock moved 6.2 pts more than Nifty 100 and 4.1 pts more than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+1.0

10m

+1.1

15m

+0.9

30m

+2.3

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+5.3-1.0+6.2+1.2+4.1

Next day

+6.0-1.5+7.5+0.0+6.0

+6.5-2.1+8.6+0.2+6.3

+4.2-2.8+7.0-2.0+6.2

+5.5-2.1+7.6-2.8+8.4

+7.5-1.8+9.4-1.7+9.2

+8.6-1.0+9.6+1.2+7.5

15d

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UpDownMarket · Nifty 100Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Union Bank of India reported Q2 FY27 standalone net profit of Rs 5,537 crore, up 30% YoY from Rs 4,249 crore. H1 FY27 standalone PAT rose 30% to Rs 10,869 crore. Total income for H1 grew to Rs 64,615 crore from Rs 62,591 crore. Gross NPAs improved to 2.42% from 3.29% YoY, Net NPAs to 0.42% from 0.55%. Capital Adequacy Ratio rose to 17.94% from 17.07%. Operating profit jumped 19% to Rs 8,108 crore in Q2. Provision Coverage Ratio at 95.20%.

Likely market impact

Strong earnings growth and improving asset quality should support investor sentiment. Negative operating cashflow reflects loan book expansion.