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Companies›Financial Services›Financial Services›Finance

DHANSAFAL FINSERVE LIMITED

Financial Services › Finance
₹2.53
at close · 27 Oct 2026
▼ 0.07 (-2.69%)

Latest filings

  1. Newspaper ad for re-lodgement of physical share transfer requests · Compliance
  2. Reg 74(5) Depository Compliance Certificate for Q2 FY26-27 · Compliance
  3. 3.69 crore unexercised warrants lapse and get forfeited; about Rs 3.98 crore forfeited · Fund Raising
All filings ↓
Ask Nexa about DHANSAFAL FINSERVE LIMITED

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as an RBI-registered non-banking financial company that lends to micro, small and medium enterprises, with a focus on secured loans against property for MSMEs, traders and self-employed borrowers. Revenue comes almost entirely from interest income and fees on its loan book; total revenue from operations was ₹12.23 crore in FY26, more than double the ₹4.86 crore earned in FY25. The portfolio expanded sharply, with assets under management rising 90% year-on-year to ₹82.49 crore and active loan accounts reaching 686 across 20 branches in 4 states (Maharashtra, Madhya Pradesh, Rajasthan and Uttar Pradesh). Gross disbursements for the year were ₹51.76 crore spread across 434 loans. The largest cost lines are employee expenses at 49.1% of revenue and other operating expenses at 19.7%, while finance costs grew materially as borrowings rose to ₹2,215.56 lakh to fund loan growth.

Operating scale
Assets under management
₹82.49 croreFY26
Total gross disbursements
₹51.76 croreFY26
Active loan accounts
686 accountsFY26
Branches
20 branches across 4 statesFY26
Loan disbursal count
434 loansFY26
Capital adequacy ratio
71.13%FY26
Who pays it
Micro, small and medium enterprises, traders, self-employed borrowers and women-led/rural MSMEs seeking secured loans against property, mainly in Tier 2/Tier 3 cities.
Biggest cost
Employee expenses, at 49.1% of revenue in FY26, with finance costs on borrowings also rising sharply as the loan book expanded.
Kind of business
Small, growing, branch-based NBFC focused on secured MSME lending, reliant on borrowed funds to build its loan book.
Where it sits
Listed on BSE (scrip code 512048) as a small-cap NBFC with a loan book of ₹82.49 crore spread across 4 states.
Market Cap
₹57 Cr
P / E (TTM)
63.3×
EV / EBITDA
—
Div Yield
—
Growth
59.0%▲
Revenue 5y CAGR
PAT +39.2% · EBITDA +62.3%
Quality
—·
ROCE (FY26)
ROE 3.9% (5y median) · margin 31.5%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
10.2×▲
Margin −5.7 pts
₹1 Cr → ₹12 Cr
Moves on a normal day
1.81%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#166/200
P/B#108/253
ROE#168/257
EBITDA margin#129/249
Revenue growth#39/231
Profit growth#47/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 59% a year over 5 years
Profit compounding 39% a year over 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from DHANSAFAL FINSERVE LIMITED's filed financials and exchange disclosures

What does DHANSAFAL FINSERVE LIMITED do?

DHANSAFAL FINSERVE LIMITED is a Finance company listed on BSE.

Is DHANSAFAL FINSERVE LIMITED profitable?

Yes. Over the trailing twelve months DHANSAFAL FINSERVE LIMITED reported a net profit of ₹0.73 Cr on revenue of ₹12 Cr.

Does DHANSAFAL FINSERVE LIMITED pay a dividend?

Not in the latest reported year — DHANSAFAL FINSERVE LIMITED's dividend payout for FY26 was nil.

Is DHANSAFAL FINSERVE LIMITED expensive compared with its peers?

On trailing P/E, DHANSAFAL FINSERVE LIMITED ranks 166 of 200 in Non Banking Financial Company (NBFC) — cheaper than 17% of them, against an industry median of 18.5×. This is a position, not a valuation judgement.

How much does the DHANSAFAL FINSERVE LIMITED share price move in a day?

On a typical session DHANSAFAL FINSERVE LIMITED moves 1.81% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track DHANSAFAL FINSERVE LIMITED's announcements?

Every NSE and BSE filing by DHANSAFAL FINSERVE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.