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GDL LEASING & FINANCE LTD.

Financial Services › Finance
₹82.41
at close · 12 Oct 2026
▼ 4.33 (-4.99%)

Latest filings

  1. Routine compliance certificate for quarter ending Sept 2026 · Compliance
  2. Shareholders approve 30 lakh warrants to non-promoters · Fund Raising
  3. GDL Leasing raises authorised share capital to Rs 8.5 crore · Corporate Actions
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

A small non-banking financial company earns its revenue primarily from interest on loans and advances and from fees and commissions. In FY26, total revenue from operations was ₹3.58 crore, split between Interest Income of ₹242.33 lakh and Fees & Commission Income of ₹115.66 lakh. The lending book expanded sharply during the year, with advances given rising by ₹360.27 lakh, which pushed operating cash flow to negative ₹237.48 lakh. Loan impairment surged to ₹44.20 lakh from ₹1.38 lakh, pointing to asset quality stress on the book. The cost structure is typical of a finance company — no raw materials, with employee costs at 7.5% of revenue and other operating expenses at 10.6%. Net profit for FY26 was ₹79.57 lakh on total assets of ₹8.08 crore, with EPS of ₹1.59. The company is working to meet the RBI's Net Owned Fund requirement of ₹10 crore: shareholders approved raising authorised share capital from ₹5.5 crore to ₹10 crore, but a proposed preferential issue of 49.5 lakh convertible warrants at ₹11.20 per warrant was rejected at the December 2025 EGM.

Operating scale
Interest Income
₹242.33 lakhFY26
Fees & Commission Income
₹115.66 lakhFY26
Increase in advances given
₹360.27 lakhFY26
Loan impairment
₹44.20 lakhFY26
Total assets
₹8.08 croreFY26
RBI Net Owned Fund requirement
₹10 croreFY26
Who pays it
Borrowers receiving loans and advances from the NBFC
Biggest cost
Employee costs and other operating expenses
Kind of business
Small NBFC, lending-driven with fee income
Where it sits
BSE-listed NBFC below the RBI's Net Owned Fund threshold of ₹10 crore, with total assets of ₹8.08 crore in FY26
Market Cap
₹41 Cr
P / E (TTM)
68.7×
EV / EBITDA
—
Div Yield
—
Growth
60.5%▲
Revenue 5y CAGR
PAT +156.2% · EBITDA +156.8%
Quality
—·
ROCE (FY26)
ROE 3.1% (5y median) · margin 32.8%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
10.7×▲
Margin +20.1 pts
₹0 Cr → ₹4 Cr
Moves on a normal day
1.99%·
Median daily move
Last 250 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#168/200
P/B#240/253
ROE#39/257
EBITDA margin#159/249
Revenue growth#90/231
Profit growth#162/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 61% a year over 5 years
Profit compounding 156% a year over 5 years
Concerns
Nothing flagged in the filed numbers.

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from GDL LEASING & FINANCE LTD.'s filed financials and exchange disclosures

What does GDL LEASING & FINANCE LTD. do?

GDL LEASING & FINANCE LTD. is a Finance company listed on BSE.

Is GDL LEASING & FINANCE LTD. profitable?

Yes. Over the trailing twelve months GDL LEASING & FINANCE LTD. reported a net profit of ₹0.61 Cr on revenue of ₹3.76 Cr.

Does GDL LEASING & FINANCE LTD. pay a dividend?

Not in the latest reported year — GDL LEASING & FINANCE LTD.'s dividend payout for FY26 was nil.

Is GDL LEASING & FINANCE LTD. expensive compared with its peers?

On trailing P/E, GDL LEASING & FINANCE LTD. ranks 168 of 200 in Non Banking Financial Company (NBFC) — cheaper than 16% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the GDL LEASING & FINANCE LTD. share price move in a day?

On a typical session GDL LEASING & FINANCE LTD. moves 1.99% — that is the median absolute close-to-close move across its last 250 trading days. MarketPing measures each filing's price reaction against it.

Where can I track GDL LEASING & FINANCE LTD.'s announcements?

Every NSE and BSE filing by GDL LEASING & FINANCE LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.