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GOWRA LEASING & FINANCE LTD.

Financial Services › Finance
₹86.50
at close · 28 Oct 2026
▼ 5.00 (-5.46%)

Latest filings

  1. September 2026 quarter profit rises sharply · Compliance
  2. Q2 FY27 profit rises 139% as revenue grows 65% · Results
  3. Revenue and profit jump sharply in September 2026 results · Results
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Lends money as a small non-banking financial company (NBFC) listed on BSE and based in Secunderabad, where the entire operating model rests on interest income earned from its loan book. Interest income came in at Rs 1,130.17 lakh in FY26 versus Rs 519.74 lakh the prior year, with revenue from operations totalling Rs 1,138.94 lakh and net profit after tax at Rs 580.50 lakh. The loan book grew 61% to Rs 8,258.78 lakh by March 31, 2026, funded through a mix of unsecured borrowings and inter-corporate loans — a board-approved Rs 25 crore line from unrelated parties, plus related-party lines of Rs 57 crore from group firms and Rs 33 crore from directors at interest up to 12% per annum — with an overall Rs 100 crore borrowing ceiling going to shareholder approval. Total assets stood at Rs 8,631.31 lakh and total equity rose to Rs 6,739.58 lakh after a Rs 2,752.08 lakh preferential share issue during the year. Other income is a small additional stream, jumping from Rs 0.65 lakh in Q1 FY26 to Rs 63.50 lakh in Q1 FY27. The largest disclosed cost line is employee expenses at 7.1% of revenue, followed by other operating expenses at 4.8%, with depreciation negligible at 0.1% of revenue.

Operating scale
Loan book
Rs 8,258.78 lakhFY26
Loan book growth
61% YoYFY26
Unsecured borrowings outstanding
Rs 1,779 lakhFY26
Total equity after preferential issue
Rs 6,739.58 lakhFY26
Q1 FY27 interest income
Rs 389.82 lakhQ1 FY27
Approved overall borrowing limit
Rs 100 croreProposed at AGM July 2026
Who pays it
Borrowers who take loans from the company's loan book
Biggest cost
Cost of borrowed funds (inter-corporate and related-party loans) used to on-lend, supplemented by employee and operating costs
Kind of business
Small, lending-focused NBFC; asset-light on fixed assets but reliant on inter-corporate and related-party borrowings
Where it sits
BSE-listed NBFC based in Secunderabad, in its 33rd year of operations
Market Cap
₹67 Cr
P / E (TTM)
9.0×
EV / EBITDA
—
Div Yield
—
Growth
51.5%▲
Revenue 5y CAGR
PAT +51.1% · EBITDA +61.5%
Quality
—·
ROCE (FY26)
ROE 8.6% (5y median) · margin 89.9%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
8.0×▲
Margin −0.7 pts
₹1 Cr → ₹11 Cr
Moves on a normal day
2.01%·
Median daily move
Last 265 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#51/200
P/B#118/253
ROE#68/257
EBITDA margin#31/249
Revenue growth#69/231
Profit growth#105/251

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Strengths
Revenue compounding 52% a year over 5 years
Profit compounding 51% a year over 5 years
Profit grew in every one of the last 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

Price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from GOWRA LEASING & FINANCE LTD.'s filed financials and exchange disclosures

What does GOWRA LEASING & FINANCE LTD. do?

GOWRA LEASING & FINANCE LTD. is a Finance company listed on BSE.

Is GOWRA LEASING & FINANCE LTD. profitable?

Yes. Over the trailing twelve months GOWRA LEASING & FINANCE LTD. reported a net profit of ₹5.80 Cr on revenue of ₹11 Cr.

Does GOWRA LEASING & FINANCE LTD. pay a dividend?

Not in the latest reported year — GOWRA LEASING & FINANCE LTD.'s dividend payout for FY26 was nil.

Is GOWRA LEASING & FINANCE LTD. expensive compared with its peers?

On trailing P/E, GOWRA LEASING & FINANCE LTD. ranks 51 of 200 in Non Banking Financial Company (NBFC) — cheaper than 75% of them, against an industry median of 18.1×. This is a position, not a valuation judgement.

How much does the GOWRA LEASING & FINANCE LTD. share price move in a day?

On a typical session GOWRA LEASING & FINANCE LTD. moves 2.01% — that is the median absolute close-to-close move across its last 265 trading days. MarketPing measures each filing's price reaction against it.

Where can I track GOWRA LEASING & FINANCE LTD.'s announcements?

Every NSE and BSE filing by GOWRA LEASING & FINANCE LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.