KEY CORP LTD.

Operates as a small Kanpur-based non-banking financial company focused on used vehicle financing, alongside a portfolio of mutual fund investments. In FY26, loan disbursements totalled Rs 130.90 lakhs, up from Rs 102.40 lakhs the prior year, while revenue from operations was Rs 37.48 lakhs. The mutual fund book generated a notional mark-to-market loss of Rs 266.68 lakhs in FY26, which swung the company to a net loss of Rs 270.84 lakhs versus a profit of Rs 431.84 lakhs in FY25. Q1 FY27 (quarter ended 30 June 2026) saw a sharp recovery, with total income of Rs 945.84 lakhs and profit after tax of Rs 924.40 lakhs, although gross NPA rose to 9.09% from 7.80% at FY26 end. Operating costs in FY26 were dominated by employee expenses at 106.3% of revenue and other operating expenses at 79.5%. The company runs as a single segment, holds capital adequacy of 129.86% as of FY26, and is seeking shareholder, RBI and NHB approvals to widen its object clause into housing finance, diversified lending (MSME, personal, gold, vehicle, education loans) and insurance distribution or brokerage.