What the business is, and whether it's a good one at a fair price.
Operates as a government-owned non-banking financial company that lends to Indian power-sector utilities across generation, transmission, and distribution. Power Finance Corporation (PFC) borrows in domestic and international markets and on-lends at a spread of 2.46% in FY26, with a net interest margin of 3.55%. The consolidated loan book of ₹11.64 lakh crore is the largest among Indian NBFCs, including a renewable-energy book of ₹1.65 lakh crore. The loan mix is shifting from conventional thermal generation (~50% of book now, down from 75%) toward renewables and distribution. Asset quality is at historic lows — net credit-impaired ratio 0.15%, gross 1.09% — with 80% of the peak NPA book resolved. FY26 saw ₹2.85 lakh crore of sanctions against ₹80,000 crore disbursed, reflecting the long gestation of power infrastructure projects. The cost structure is light for an NBFC — employee cost is 0.5% of revenue and other opex 2.8%, with no material inputs — and PFC has approved a merger of REC into itself, targeted April 1, 2027, at a swap ratio of 88 PFC shares per 100 REC shares.
Measured from the filed financials, judged against its Financial Institution peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from POWER FIN CORP LTD.'s filed financials and exchange disclosures
POWER FIN CORP LTD. is a Finance company listed on NSE and BSE, trading under the symbol PFC.
Yes. Over the trailing twelve months POWER FIN CORP LTD. reported a net profit of ₹33,642 Cr on revenue of ₹1.15 L Cr.
Not in the latest reported year — POWER FIN CORP LTD.'s dividend payout for FY26 was nil.
Effectively yes. It holds ₹1,409 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, POWER FIN CORP LTD. ranks 2 of 9 in Financial Institution — cheaper than 88% of them, against an industry median of 14.7×. This is a position, not a valuation judgement.
On a typical session POWER FIN CORP LTD. moves 0.91% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by POWER FIN CORP LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
