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Karnavati Finance Q1 FY27 results: net profit ₹6.25 crore vs ₹0.37 crore loss
Karnavati Finance Limited reported standalone revenue of ₹7.69 crore and a net profit of ₹6.25 crore for Q1 FY27, compared with a net loss of ₹0.37 crore in Q1 FY26. The April–June 2026 quarter also included a ₹582.95 lakh reversal of NPA provision, while basic EPS was ₹0.62.
Key points
- Standalone revenue rose to ₹7.69 crore in Q1 FY27 from ₹0.22 crore in Q1 FY26, an increase of ₹7.47 crore.
- Karnavati Finance reported a net profit of ₹6.25 crore, compared with a net loss of ₹0.37 crore in Q1 FY26.
- Basic EPS was ₹0.62 in Q1 FY27, versus a loss per share of ₹0.04 in Q1 FY26.
- Total expenses were ₹1.43 crore in Q1 FY27, down ₹6.81 crore from ₹8.24 crore in Q4 FY26.
- The filing reported a ₹582.95 lakh reversal of NPA provision in Q1 FY27.
How did Karnavati Finance perform in Q1 FY27?
Karnavati Finance Limited reported standalone revenue of ₹7.69 crore for Q1 FY27, up ₹7.47 crore from ₹0.22 crore in Q1 FY26. The company recorded profit before tax and net profit of ₹6.25 crore, compared with a net loss of ₹0.37 crore in the year-ago quarter. Basic EPS was ₹0.62, versus a loss per share of ₹0.04.
Against Q4 FY26, revenue was higher by ₹5.09 crore, rising from ₹2.60 crore to ₹7.69 crore. Net profit moved from a loss of ₹5.79 crore to a profit of ₹6.25 crore, while basic EPS moved from a loss of ₹0.58 to ₹0.62. EBITDA and EBITDA margin were not reported. The results were standalone, and the board approved the unaudited figures on 14 August 2026.
| ₹ crore | Q1 FY27 | Q4 FY26 | Q1 FY26 | YoY | QoQ |
|---|---|---|---|---|---|
| Revenue from operations | 7.69 | 2.60 | 0.22 | +3395.5% | +195.8% |
| Other income | 0 | 0 | 0 | ||
| Total expenses | 1.43 | 8.24 | 0.58 | +146.6% | −82.6% |
| Profit before tax | 6.25 | −5.65 | −0.37 | turned to profit | turned to profit |
| Tax | 0 | 0.14 | 0 | ||
| Net profit | 6.25 | −5.79 | −0.37 | turned to profit | turned to profit |
| EPS (₹) | 0.62 | −0.58 | −0.04 | turned to profit | turned to profit |
EBITDA here is revenue from operations less operating costs (total expenses excluding finance costs and depreciation): before other income and exceptional items. Growth is shown only when both figures are positive. Source: Company's results filing (XBRL).
What changed in Karnavati Finance's costs and profit?
Total expenses increased ₹0.85 crore year on year to ₹1.43 crore in Q1 FY27. Finance costs rose by ₹1.12 crore to ₹1.37 crore, while employee cost was unchanged at ₹0.02 crore and other expenses fell by ₹0.27 crore to ₹0.04 crore. There was no exceptional item, other income was unchanged at ₹0 crore, and tax was unchanged at ₹0 crore.
The filing stated that Q1 FY27 included a ₹582.95 lakh reversal of NPA provision. This was the main disclosed item under other income, while total expenses in the standalone results included ₹22.90 lakh of NPA provision. The company did not provide a further explanation for the year-on-year movement in finance costs.
Sequentially, total expenses fell ₹6.81 crore to ₹1.43 crore from ₹8.24 crore in Q4 FY26. Employee cost decreased by ₹0.22 crore to ₹0.02 crore, finance costs declined by ₹0.13 crore to ₹1.37 crore, and other expenses fell by ₹6.46 crore to ₹0.04 crore. Tax was lower by ₹0.14 crore, with no exceptional item in either quarter.
| ₹ crore | Q1 FY27 | Q1 FY26 | Change | Change % |
|---|---|---|---|---|
| Employee cost | 0.02 | 0.02 | 0 | +0.0% |
| Finance costs | 1.37 | 0.25 | +1.12 | +448.0% |
| Depreciation | 0 | 0 | 0 | |
| Other expenses | 0.04 | 0.31 | −0.27 | −87.1% |
| Total expenses | 1.43 | 0.58 | +0.85 | +146.6% |
| Other income | 0 | 0 | 0 | |
| Tax | 0 | 0 | 0 |
Source: Company's results filing (XBRL).
How has Karnavati Finance done over the last 8 quarters?
Revenue rose in each of the last four quarters and reached ₹7.69 crore in Q1 FY27, compared with ₹2.60 crore in Q4 FY26 and ₹2.28 crore in Q3 FY26. The lowest quarterly revenue in the series was ₹0.22 crore in Q1 FY26. Profit reached ₹6.25 crore in Q1 FY27 after a loss of ₹5.79 crore in Q4 FY26 and a profit of ₹0.70 crore in Q3 FY26.
The lowest profit in the quarterly series was a loss of ₹0.88 crore in Q4 FY25. The latest quarter therefore reversed the preceding quarter’s loss and extended the year-on-year rise in revenue. EBITDA margin was not reported for the quarters in the series, so no margin peak or trough can be identified from the available figures.
How did Karnavati Finance shares react?
The filing appeared after market hours. The stock was unchanged after five and 15 minutes, then fell 0.7% after 30 minutes. From the previous close of ₹1.33, it fell 2.3% on the reaction day and was also down 2.3% by the next day’s close. By the fifth session, it was up 1.5% from the pre-results close.
| After the filing | Stock | Non Banking Financial Company (NBFC) median |
|---|---|---|
| 5 minutes | +0.0% | |
| 15 minutes | +0.0% | |
| 30 minutes | −0.7% | |
| Reaction day | −2.3% | +0.0% |
| Next day | −2.3% | −0.2% |
| 5 days | +1.5% | −1.4% |
Minutes are measured from the price when the filing appeared; days from the previous close. Source: MarketPing price-reaction measurement.
| Results filed on | Stock on the reaction day |
|---|---|
| 14 August 2026 | +0.7% |
| 29 May 2026 | −5.1% |
| 13 February 2026 | +4.4% |
| 14 November 2025 | −0.7% |
| 13 August 2025 | +1.0% |
| 29 May 2025 | +0.0% |
| 13 August 2024 | −1.3% |
| 28 May 2024 | +1.9% |
Source: MarketPing price-reaction measurement.
How did other Non Banking Financial Company (NBFC) companies do?
Among 211 other NBFC companies compared for the quarter, the median revenue growth was 22.5%. Of the peers with comparable revenue-growth data, 209 grew more slowly than Karnavati Finance and two grew faster. The company therefore reported revenue growth above the peer median.
| Karnavati Finance revenue growth (YoY) | +3395.5% |
|---|---|
| Median of 211 other Non Banking Financial Company (NBFC) companies | +22.5% |
| Companies with slower revenue growth than Karnavati Finance | 209 of 211 |
| Companies with faster revenue growth than Karnavati Finance | 2 of 211 |
| Companies whose net profit rose | 156 of 239 |
Source: Filed results (XBRL) of the industry's companies.
Quick answers
What was Karnavati Finance's revenue in Q1 FY27?
Revenue from operations was ₹7.69 crore, up 3395.5% from ₹0.22 crore in Q1 FY26 (standalone).
Did Karnavati Finance make a profit in Q1 FY27?
Yes. Net profit was ₹6.25 crore, against a net loss of ₹0.37 crore in Q1 FY26.
What was Karnavati Finance's EPS in Q1 FY27?
Basic earnings per share were ₹0.62, against a loss of ₹0.04 in Q1 FY26.
How did Karnavati Finance shares react to the Q1 FY27 results?
On the reaction day the stock moved −2.3% from the previous close; the median Non Banking Financial Company (NBFC) stock moved +0.0%.
When did Karnavati Finance announce its Q1 FY27 results?
On 8 September 2026, in a filing to the BSE.
Sources
- Board Meeting Intimation for Consideration Of Unaudited Financial Results For The Quarter Ended On June 30, 2026 (BSE, 8 August 2026) · PDF
- Board Meeting Outcome for Outcome Of Board Meeting (BSE, 14 August 2026) · PDF
- Reg. 34 (1) Annual Report. (BSE, 8 September 2026) · PDF
How this was written: every figure in the tables and charts is calculated from the company’s filed results (XBRL) and MarketPing’s price measurements. The text is drafted with AI from those figures and the filings, and a checker removes any sentence carrying a number it cannot trace to them. How we write these.
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