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Prism Finance Q2 FY27 results: net profit ₹0.82 crore vs ₹0.56 crore loss, revenue ₹1.23 crore vs ₹0.08 crore
Prism Finance Ltd reported standalone Q2 FY27 revenue of ₹1.23 crore and net profit of ₹0.82 crore, compared with a net loss of ₹0.56 crore in Q2 FY26. Profit before tax was ₹0.91 crore and basic EPS was ₹1.26, while revenue and profit fell from Q1 FY27.
Key points
- Revenue rose to ₹1.23 crore in Q2 FY27 from ₹0.08 crore in Q2 FY26, an increase of 1437.5%.
- Net profit was ₹0.82 crore in Q2 FY27, compared with a net loss of ₹0.56 crore in Q2 FY26.
- Profit before tax was ₹0.91 crore, up from a loss of ₹0.90 crore in Q2 FY26.
- Basic EPS was ₹1.26 in Q2 FY27, compared with a loss of ₹0.86 per share in Q2 FY26.
- Total expenses fell to ₹0.31 crore in Q2 FY27 from ₹1.34 crore in Q2 FY26.
How did Prism Finance perform in Q2 FY27?
Prism Finance Ltd reported standalone revenue of ₹1.23 crore in Q2 FY27, up 1437.5% from ₹0.08 crore in Q2 FY26, while total income rose to ₹1.23 crore from ₹0.44 crore. Profit before tax was ₹0.91 crore, compared with a loss of ₹0.90 crore in the year-ago quarter, and net profit was ₹0.82 crore against a net loss of ₹0.56 crore. Basic EPS was ₹1.26, compared with a loss of ₹0.86 per share.
Against Q1 FY27, revenue fell to ₹1.23 crore from ₹6.80 crore, a decline of 81.9%. Profit before tax declined to ₹0.91 crore from ₹6.36 crore, net profit fell to ₹0.82 crore from ₹5.51 crore, and basic EPS declined to ₹1.26 from ₹8.47. The filing presents the results on a standalone basis; consolidated figures were not given.
The filing did not report EBITDA or an EBITDA margin for Q2 FY27, Q1 FY27 or Q2 FY26. Total income was ₹1.23 crore in Q2 FY27, compared with ₹6.80 crore in Q1 FY27 and ₹0.44 crore in Q2 FY26.
| ₹ crore | Q2 FY27 | Q1 FY27 | Q2 FY26 | YoY | QoQ |
|---|---|---|---|---|---|
| Revenue from operations | 1.23 | 6.80 | 0.08 | +1437.5% | −81.9% |
| Other income | 0 | 0 | 0.36 | ||
| Total expenses | 0.31 | 0.44 | 1.34 | −76.9% | −29.5% |
| Profit before tax | 0.91 | 6.36 | −0.90 | turned to profit | −85.7% |
| Tax | 0.09 | 0.85 | −0.34 | −89.4% | |
| Net profit | 0.82 | 5.51 | −0.56 | turned to profit | −85.1% |
| EPS (₹) | 1.26 | 8.47 | −0.86 | turned to profit | −85.1% |
EBITDA here is revenue from operations less operating costs (total expenses excluding finance costs and depreciation): before other income and exceptional items. Growth is shown only when both figures are positive. Source: Company's results filing (XBRL).
What changed in Prism Finance's costs and profit?
Total expenses fell to ₹0.31 crore in Q2 FY27 from ₹1.34 crore in Q2 FY26, a decrease of 76.9%. Employee cost declined by ₹0.03 crore to ₹0.09 crore, other expenses fell by ₹0.04 crore to ₹0.08 crore, and finance costs rose by ₹0.01 crore to ₹0.01 crore. Depreciation rose by ₹0.03 crore to ₹0.03 crore, and there was no exceptional item in either quarter.
Other income fell to no exceptional amount from ₹0.36 crore in Q2 FY26, a decrease of ₹0.36 crore. Tax moved to ₹0.09 crore from a tax credit of ₹0.34 crore, a difference of ₹0.43 crore. The filing lists net gain on fair value changes of ₹71.65 lakh and net gain on derecognition of financial instruments of ₹47.00 lakh for Q2 FY27; it does not state further reasons for the changes.
| ₹ crore | Q2 FY27 | Q2 FY26 | Change | Change % |
|---|---|---|---|---|
| Employee cost | 0.09 | 0.12 | −0.03 | −25.0% |
| Finance costs | 0.01 | 0 | +0.01 | |
| Depreciation | 0.03 | 0 | +0.03 | |
| Other expenses | 0.08 | 0.12 | −0.04 | −33.3% |
| Total expenses | 0.31 | 1.34 | −1.03 | −76.9% |
| Other income | 0 | 0.36 | −0.36 | |
| Tax | 0.09 | −0.34 | +0.43 |
Source: Company's results filing (XBRL).
How did the first half of FY27 go?
For H1 FY27, Prism Finance reported revenue of ₹8.03 crore, compared with ₹4.29 crore in H1 FY26, an increase of ₹3.74 crore or 87.2%. Total income rose to ₹8.03 crore from ₹4.65 crore, while profit before tax increased to ₹7.27 crore from ₹3.87 crore.
Net profit for H1 FY27 was ₹6.33 crore, compared with ₹3.21 crore in H1 FY26, an increase of ₹3.12 crore or 97.2%. Basic EPS was ₹9.73, up from ₹4.94 in the year-ago first half.
| ₹ crore | H1 FY27 | H1 FY26 | Change |
|---|---|---|---|
| Revenue from operations | 8.03 | 4.29 | +87.2% |
| Profit before tax | 7.27 | 3.87 | +87.9% |
| Net profit | 6.33 | 3.21 | +97.2% |
| EPS (₹) | 9.73 | 4.94 | +97.0% |
Source: Company's results filing (XBRL).
What do the balance sheet and cash flow show?
At 30 September 2026, total assets were ₹26.29 crore, compared with ₹19.12 crore at 31 March 2026. Total equity rose to ₹24.91 crore from ₹18.58 crore, while cash and cash equivalents fell to ₹0.02 crore from ₹0.05 crore. Borrowings were not given for either balance sheet date.
For H1 FY27, operating cash flow was ₹0.31 crore, compared with ₹1.79 crore in H1 FY26. Investing cash flow was an outflow of ₹0.28 crore against an outflow of ₹1.00 crore, while financing cash flow was an outflow of ₹0.05 crore against an outflow of ₹0.78 crore. Capital expenditure was ₹0.00 crore in both periods.
| ₹ crore | As of 30 September 2026 | As of 31 March 2026 |
|---|---|---|
| Total assets | 26.29 | 19.12 |
| Total equity | 24.91 | 18.58 |
| Cash and equivalents | 0.02 | 0.05 |
| Inventories | 0 | 0 |
Source: Company's results filing (XBRL).
| ₹ crore | H1 FY27 | H1 FY26 |
|---|---|---|
| Cash from operations | 0.31 | 1.79 |
| Cash from investing | −0.28 | −1 |
| Cash from financing | −0.05 | −0.78 |
| Capital expenditure | 0 | 0 |
Source: Company's results filing (XBRL).
How has Prism Finance done over the last 8 quarters?
Revenue rose in each of the last three quarters, according to the reported trend data. It reached ₹6.80 crore in Q1 FY27 before falling to ₹1.23 crore in Q2 FY27; revenue was ₹0.08 crore in Q2 FY26 and ₹0.65 crore in Q4 FY26.
Profit followed a similar pattern, with net profit of ₹5.51 crore in Q1 FY27 and ₹0.82 crore in Q2 FY27, compared with a net loss of ₹6.26 crore in Q4 FY26 and ₹0.56 crore in Q2 FY26. EBITDA margin figures were not provided for the quarters in the trend data.
How did other Non Banking Financial Company (NBFC) companies do?
Among 76 other Non Banking Financial Company (NBFC) companies compared for the quarter, the median revenue growth was 21.5%. Of these peers, 75 grew slower than Prism Finance and 1 grew faster than the company.
Profit comparisons covered 84 peer companies, of which 55 reported higher profit. The peer figures were available as of 4 November 2026.
| Prism Finance revenue growth (YoY) | +1437.5% |
|---|---|
| Median of 76 other Non Banking Financial Company (NBFC) companies | +21.5% |
| Companies with slower revenue growth than Prism Finance | 75 of 76 |
| Companies with faster revenue growth than Prism Finance | 1 of 76 |
| Companies whose net profit rose | 55 of 84 |
Source: Filed results (XBRL) of the industry's companies.
Quick answers
What was Prism Finance's revenue in Q2 FY27?
Revenue from operations was ₹1.23 crore, up 1437.5% from ₹0.08 crore in Q2 FY26 (standalone).
Did Prism Finance make a profit in Q2 FY27?
Yes. Net profit was ₹0.82 crore, against a net loss of ₹0.56 crore in Q2 FY26.
What was Prism Finance's EPS in Q2 FY27?
Basic earnings per share were ₹1.26, against a loss of ₹0.86 in Q2 FY26.
When did Prism Finance announce its Q2 FY27 results?
On 31 October 2026, in a filing to the BSE.
Sources
- Board Meeting Intimation for Taking On Record Unaudited Financial Results For The Quarter Ended On 30Th September, 2026 (BSE, 21 October 2026) · PDF
- Board Meeting Outcome for Board Meeting Outcome For Board Meeting Outcome - Submission Of Un-Audited Financial Results For The Quarter Ended On 30Th September, 2026. (BSE, 31 October 2026) · PDF
- Results - Unaudited Financial Results For The Quarter Ended 30Th September, 2026. (BSE, 31 October 2026) · PDF
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