Triumph International Finance India Q2 FY27 results: net profit up 3.8% to ₹1.09 crore

How did Triumph International Finance India perform in Q2 FY27?

Triumph International Finance India reported consolidated revenue of ₹0 crore for Q2 FY27, unchanged from Q2 FY26 and Q1 FY27. Total income was ₹1.15 crore, up 2.7% from ₹1.12 crore a year earlier but down 10.2% from ₹1.28 crore in the previous quarter. No EBITDA margin was reported for any of the three periods.

Consolidated profit before tax and profit after tax were ₹1.09 crore in Q2 FY27, compared with ₹1.05 crore in Q2 FY26 and ₹1.18 crore in Q1 FY27. The year-on-year increase was 3.8%, while the sequential decrease was 7.6%. Basic EPS was ₹1.46, up 3.5% from ₹1.41 a year earlier and down 7.6% from ₹1.58 in the previous quarter.

The standalone basis showed revenue of ₹0 crore and profit after tax of ₹1.09 crore in Q2 FY27, while profit before tax was ₹1.05 crore. The consolidated result therefore had the same reported profit after tax as the standalone result for the quarter.

What changed in Triumph International Finance India's costs and profit?

Other income was the principal component of total income at ₹1.15 crore in Q2 FY27, up ₹0.03 crore or 2.7% from ₹1.12 crore in Q2 FY26, but down ₹0.13 crore or 10.2% from ₹1.28 crore in Q1 FY27. Total expenses were ₹0.06 crore, unchanged from Q2 FY26 and down ₹0.04 crore or 40.0% from ₹0.10 crore in the previous quarter.

Other expenses fell to ₹0.05 crore from ₹0.06 crore in Q2 FY26, a decrease of ₹0.01 crore or 16.7%, and from ₹0.09 crore in Q1 FY27. Employee cost was ₹0.01 crore, while finance costs and depreciation were ₹0 crore in Q2 FY27, all unchanged from Q2 FY26. Tax was ₹0 crore, and there was no exceptional item.

EBITDA was reported at ₹0.06 crore on the figures provided, unchanged from Q2 FY26 and higher than Q1 FY27, when it was ₹0.10 crore. No EBITDA margin was reported. The filing does not state a reason for the change in other income or other expenses.

How did the first half of FY27 go?

In the first half of FY27, consolidated total income was ₹2.43 crore, up ₹0.23 crore or 10.5% from ₹2.2 crore in H1 FY26. Profit before tax and profit after tax were each ₹2.27 crore, compared with ₹2.04 crore in the previous first half, an increase of ₹0.23 crore or 11.3%.

Basic EPS for H1 FY27 was ₹3.03, up ₹0.31 or 11.4% from ₹2.72 in H1 FY26. Revenue remained ₹0 crore on both a consolidated and standalone basis for the first-half periods.

What do the balance sheet and cash flow show?

As of 30 September 2026, consolidated total assets were ₹172.49 crore, up from ₹170.13 crore at 31 March 2026. Total equity remained negative at -₹64.49 crore, compared with -₹66.77 crore at the previous balance sheet date. Borrowings were unchanged at ₹114.29 crore, while cash rose to ₹0.67 crore from ₹0.61 crore.

For H1 FY27, operating cash flow was -₹2.17 crore, compared with -₹2.15 crore in H1 FY26. Investing cash flow was ₹2.24 crore, against ₹2.2 crore a year earlier, while financing cash flow was ₹0 crore in both periods. No capital expenditure was reported for either first-half period.

How has Triumph International Finance India done over the last 8 quarters?

Quarterly profit was lowest at ₹0.44 crore in Q3 FY25 and highest at ₹1.52 crore in Q4 FY25. It then moved to ₹0.89 crore in Q4 FY26, recovered to ₹1.18 crore in Q1 FY27, and eased to ₹1.09 crore in Q2 FY27. Revenue remained ₹0 crore throughout the eight-quarter series.

Profit rose year on year in each of the last two quarters, according to the reported streak. The latest reading was below the ₹1.18 crore recorded in Q1 FY27 but above the ₹1.05 crore reported in Q2 FY26. No quarterly EBITDA-margin figures were available for the trend.

What did the auditors point out?

The auditors expressed a qualified conclusion in their review of the standalone unaudited results for the quarter and half year ended 30 September 2026. They said the accounts were prepared on a going-concern basis because the company intended to resume share trading immediately but could not commence for technical reasons, while its stock-broker registration had been cancelled, the National Stock Exchange had declared it a defaulter, its appeal had been dismissed by the Apex Court, debt recovery was doubtful and accumulated losses were sizable. The resultant impact on the results could not be ascertained and quantified.

The auditors said Classic Credit Limited had not commenced repayment under an arbitration award and that the provision against the outstanding balance was inadequate. An additional provision was required, but the amount was not quantified, so the effect on the receivable and profit was not ascertainable. They also said an unrecognised interest liability and its related tax impact had not been quantified, preventing determination of the effect on finance costs, borrowings, tax expense, retained earnings and profit.

How did other Other Financial Services companies do?

Sixteen other Other Financial Services companies filed for the quarter, and their median revenue growth was -13.7%. The supplied peer data does not state how many of those companies grew slower or faster than Triumph International Finance India, so those counts cannot be stated from the available figures. Among the peers whose profit was compared, 12 reported higher profit.