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- Q2 FY27 results
Viji Finance Q2 FY27 results: net profit ₹1.51 crore vs ₹0.10 crore loss, revenue ₹2.77 crore vs ₹0.58 crore
Viji Finance Limited reported standalone revenue of ₹2.77 crore and net profit of ₹1.51 crore for Q2 FY27, compared with revenue of ₹0.58 crore and a net loss of ₹0.10 crore in Q2 FY26. EBITDA rose to ₹2.12 crore from ₹0.07 crore, while the EBITDA margin expanded to 76.7% from 12.4%; basic EPS was ₹0.07 versus a loss of ₹0.01.
Key points
- Standalone revenue was ₹2.77 crore in Q2 FY27, up 377.6% from ₹0.58 crore in Q2 FY26.
- EBITDA was ₹2.12 crore, up 2928.6% from ₹0.07 crore, and EBITDA margin rose 64.3 percentage points to 76.7%.
- Net profit was ₹1.51 crore after a net loss of ₹0.10 crore in the year-ago quarter; basic EPS was ₹0.07.
- Against Q1 FY27, revenue rose 211.2% from ₹0.89 crore and net profit rose 32.5% from ₹1.14 crore.
- H1 FY27 revenue was ₹4.08 crore and net profit was ₹2.65 crore, against H1 FY26 revenue of ₹1.14 crore and a net loss of ₹0.43 crore.
How did Viji Finance perform in Q2 FY27?
Viji Finance reported standalone revenue of ₹2.77 crore in Q2 FY27, up 377.6% from ₹0.58 crore in Q2 FY26. Total income was ₹2.85 crore, up 331.8% from ₹0.66 crore, while EBITDA rose 2928.6% to ₹2.12 crore from ₹0.07 crore. EBITDA margin expanded 64.3 percentage points to 76.7%.
The company reported profit before tax of ₹2.02 crore, compared with a loss of ₹0.10 crore in Q2 FY26, and net profit of ₹1.51 crore after a net loss of ₹0.10 crore. Basic EPS was ₹0.07, compared with a loss of ₹0.01. No exceptional item was reported. These are standalone figures; no consolidated figures were given.
Against Q1 FY27, revenue rose 211.2% from ₹0.89 crore to ₹2.77 crore and total income rose 37.7% from ₹2.07 crore to ₹2.85 crore. EBITDA increased 253.3% from ₹0.60 crore to ₹2.12 crore, while margin rose 8.9 percentage points to 76.7% from 67.8%. Profit before tax rose 32.0% to ₹2.02 crore and net profit rose 32.5% to ₹1.51 crore; basic EPS remained ₹0.07.
| ₹ crore | Q2 FY27 | Q1 FY27 | Q2 FY26 | YoY | QoQ |
|---|---|---|---|---|---|
| Revenue from operations | 2.77 | 0.89 | 0.58 | +377.6% | +211.2% |
| Other income | 0.09 | 1.19 | 0.08 | +12.5% | −92.4% |
| Total expenses | 0.83 | 0.54 | 0.76 | +9.2% | +53.7% |
| EBITDA | 2.12 | 0.60 | 0.07 | +2928.6% | +253.3% |
| EBITDA margin | 76.7% | 67.8% | 12.4% | +64.3 pp | +8.9 pp |
| Profit before tax | 2.02 | 1.53 | −0.10 | turned to profit | +32.0% |
| Tax | 0.51 | 0.39 | 0 | +30.8% | |
| Net profit | 1.51 | 1.14 | −0.10 | turned to profit | +32.5% |
| EPS (₹) | 0.07 | 0.07 | −0.01 | turned to profit | +0.0% |
EBITDA here is revenue from operations less operating costs (total expenses excluding finance costs and depreciation): before other income and exceptional items. Growth is shown only when both figures are positive. Source: Company's results filing (XBRL).
What changed in Viji Finance's costs and profit?
Against Q2 FY26, total expenses rose 9.2% from ₹0.76 crore to ₹0.83 crore, while revenue increased by ₹2.19 crore to ₹2.77 crore. Other income was ₹0.09 crore, up ₹0.01 crore from ₹0.08 crore, and there was no exceptional item. These figures show the direction of the major changes, but the filing does not state a reason for the higher revenue.
Employee cost fell ₹0.09 crore to ₹0.11 crore from ₹0.20 crore, while finance costs fell ₹0.06 crore to ₹0.11 crore from ₹0.17 crore. Depreciation was unchanged at ₹0.08 crore. Other expenses rose ₹0.23 crore to ₹0.53 crore from ₹0.30 crore. Tax expense was ₹0.51 crore, compared with ₹0 crore in Q2 FY26, and the company reported no exceptional item.
Against Q1 FY27, total expenses rose ₹0.29 crore to ₹0.83 crore from ₹0.54 crore. Employee cost increased ₹0.06 crore to ₹0.11 crore and other expenses increased ₹0.30 crore to ₹0.53 crore, while finance costs fell ₹0.07 crore to ₹0.11 crore from ₹0.18 crore. Depreciation remained ₹0.08 crore, other income fell ₹1.10 crore to ₹0.09 crore from ₹1.19 crore, and tax expense rose ₹0.12 crore to ₹0.51 crore.
| ₹ crore | Q2 FY27 | Q2 FY26 | Change | Change % |
|---|---|---|---|---|
| Cost of materials | 0 | 0 | 0 | |
| Employee cost | 0.11 | 0.20 | −0.09 | −45.0% |
| Finance costs | 0.11 | 0.17 | −0.06 | −35.3% |
| Depreciation | 0.08 | 0.08 | 0 | +0.0% |
| Other expenses | 0.53 | 0.30 | +0.23 | +76.7% |
| Total expenses | 0.83 | 0.76 | +0.07 | +9.2% |
| Other income | 0.09 | 0.08 | +0.01 | +12.5% |
| Tax | 0.51 | 0 | +0.51 |
Source: Company's results filing (XBRL).
How did the first half of FY27 go?
For H1 FY27, Viji Finance reported revenue of ₹4.08 crore, up 257.9% from ₹1.14 crore in H1 FY26. Total income rose 276.3% to ₹4.93 crore from ₹1.31 crore. Profit before tax was ₹3.55 crore, compared with a loss of ₹0.43 crore in the year-earlier first half.
Net profit for H1 FY27 was ₹2.65 crore, compared with a net loss of ₹0.43 crore in H1 FY26. Basic EPS was ₹0.11 for the first half, compared with a loss of ₹0.03 in H1 FY26. The board approved the unaudited results for the quarter and half year ended 30 September 2026.
| ₹ crore | H1 FY27 | H1 FY26 | Change |
|---|---|---|---|
| Revenue from operations | 4.08 | 1.14 | +257.9% |
| Profit before tax | 3.55 | −0.43 | turned to profit |
| Net profit | 2.65 | −0.43 | turned to profit |
| EPS (₹) | 0.11 | −0.03 |
Source: Company's results filing (XBRL).
What do the balance sheet and cash flow show?
At 30 September 2026, total assets were ₹56.5 crore, compared with ₹33.65 crore at 31 March 2026, and total equity was ₹50.79 crore against ₹23.36 crore at the previous balance sheet date. Cash was ₹1.43 crore, compared with ₹0.44 crore at 31 March 2026. No borrowing figure was provided for either date.
Cash flow from operations in H1 FY27 was negative ₹21.09 crore, compared with ₹0.91 crore in H1 FY26. Investing cash flow was ₹1.18 crore against ₹0 crore, while financing cash flow was ₹20.91 crore against negative ₹1.05 crore. Capital expenditure was ₹0.03 crore in H1 FY27 and ₹0 crore in H1 FY26.
| ₹ crore | As of 30 September 2026 | As of 31 March 2026 |
|---|---|---|
| Total assets | 56.50 | 33.65 |
| Total equity | 50.79 | 23.36 |
| Cash and equivalents | 1.43 | 0.44 |
| Inventories | 0 | 0 |
Source: Company's results filing (XBRL).
| ₹ crore | H1 FY27 | H1 FY26 |
|---|---|---|
| Cash from operations | −21.09 | 0.91 |
| Cash from investing | 1.18 | 0 |
| Cash from financing | 20.91 | −1.05 |
| Capital expenditure | 0.03 | 0 |
Source: Company's results filing (XBRL).
How has Viji Finance done over the last 8 quarters?
Revenue increased year on year in each of the last four quarters. Across the available period, revenue reached its highest level at ₹2.77 crore in Q2 FY27 and its lowest at ₹0.57 crore in Q1 FY26. Q2 FY27 revenue was higher than the ₹2.35 crore recorded in Q4 FY26.
Net profit was highest at ₹2.15 crore in Q4 FY26 and lowest at a loss of ₹0.33 crore in Q1 FY26. It then fell to ₹1.14 crore in Q1 FY27 before rising to ₹1.51 crore in Q2 FY27. EBITDA margin peaked at 90.1% in Q4 FY26, bottomed at negative 29.4% in Q1 FY26, and was 76.7% in Q2 FY27.
How did Viji Finance shares react?
| After the filing | Stock |
|---|---|
| 5 minutes | +0.0% |
| 15 minutes | +0.0% |
| 30 minutes | +0.0% |
| Reaction day | +4.9% |
| Next day | +7.0% |
| 5 days | +2.8% |
Minutes are measured from the price when the filing appeared; days from the previous close. Source: MarketPing price-reaction measurement.
| Results filed on | Stock on the reaction day |
|---|---|
| 14 July 2026 | +1.9% |
| 6 May 2026 | +5.0% |
| 16 January 2026 | −4.1% |
| 3 November 2025 | +1.7% |
| 5 August 2025 | −2.0% |
| 15 January 2025 | +4.4% |
| 5 November 2024 | +4.8% |
| 25 July 2024 | −2.1% |
Source: MarketPing price-reaction measurement.
Quick answers
What was Viji Finance's revenue in Q2 FY27?
Revenue from operations was ₹2.77 crore, up 377.6% from ₹0.58 crore in Q2 FY26 (standalone).
Did Viji Finance make a profit in Q2 FY27?
Yes. Net profit was ₹1.51 crore, against a net loss of ₹0.10 crore in Q2 FY26.
What was Viji Finance's EPS in Q2 FY27?
Basic earnings per share were ₹0.07, against a loss of ₹0.01 in Q2 FY26.
How did Viji Finance shares react to the Q2 FY27 results?
On the reaction day the stock moved +4.9% from the previous close.
When did Viji Finance announce its Q2 FY27 results?
On 14 October 2026, in a filing to the BSE.
Sources
How this was written: every figure in the tables and charts is calculated from the company’s filed results (XBRL) and MarketPing’s price measurements. The text is drafted with AI from those figures and the filings, and a checker removes any sentence carrying a number it cannot trace to them. How we write these.
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