BAJFINANCENSEBajaj Finance Limited· FinanceHighPositive
Announced Tue, 4 Nov · 11:46 IST

Bajaj Finance Limited has informed the Exchange regarding the media release by the Company, titled Bajaj Finance records 27% surge in festive loan volume; Advances Financial Inclusion as first-time borrowers form 52% of new-to-Bajaj Finance customers".

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Bajaj Finance reported strong festive season performance between September 22 and October 26, 2025, disbursing around 63 lakh loans, up 27% in volume and 29% in value versus the same period last year. The company added 23 lakh new customers during this window, with 52% being new-to-credit borrowers taking their first formal loan, supporting financial inclusion. Growth was driven by recent GST reforms and personal income tax changes, which lowered effective prices and spurred a premiumization trend — for instance, loans for 40-inch and larger TVs rose to 71% of TV financing from 67% a year ago, even as average ticket size dropped 6%. The lender attributes momentum to its 239,000 distribution points across 4,200 locations and its digital platforms serving 110 million customers.

Likely market impact

Positive read on near-term loan demand and asset growth, likely to lift investor sentiment on Bajaj Finance's consumer finance franchise; no change to formal guidance, but the data supports a healthy AUM trajectory heading into Q3 FY26 results.