Ujjivan SFB Q1 FY27: Deposits up 25%, Loans up 29%, Asset Quality Improves

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UJJIVANSFB · price

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Price reactionminutes from the announcement price · days from the prior close

-2.6%Reaction day

₹61.10

prior close

₹62.32

announcement price

After-mkt

timing

Nifty Microcap 250market-0.3%-2.3% vs market

Other Bank peers, median of 8sector-0.8%-1.8% vs sector

On the reaction day the stock moved 2.3 pts less than Nifty Microcap 250 and 1.8 pts less than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

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10m

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15m

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30m

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Sessions after the filingfrom the prior close

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Reaction day

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Next day

-1.9-0.1-1.8-1.3-0.6

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15d

+15.9-1.9+17.7+3.6+12.2

+16.3+0.4+15.9+2.4+13.9

+3.0+3.5-0.5+1.1+1.9

+9.0+2.0+7.0-4.6+13.6

UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

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AI summary

Ujjivan SFB Q1 FY27 update: Total deposits grew 25.1% YoY to Rs 48,307 crore. CASA up 37.8% YoY, CASA ratio improved to 26.8%. Gross loan book up 28.9% YoY to Rs 42,903 crore. Secured book share rose to 50.2% from 45.5%. Gold loans surged 248% YoY, agri banking 101%, vehicle loans 85%. Disbursements up 41.5% YoY but down 5.7% QoQ. GNPA improved to 2.17% from 2.52% YoY. Collection efficiency at 99.68%. Figures are provisional.

Likely market impact

Strong YoY growth across deposits and loans with improving asset quality signals business momentum. QoQ disbursement dip is a minor watchpoint.