Companies whose own annual reports evidence AI exposure — building or selling AI products, not merely mentioning the trend. The tier says how real it is; the quote under each row is the proof.
Allcargo operationally deploys AI/ML across its logistics network via named products including Prompt AI®, HubEye, AIM and an AI-driven Control Tower with 99.9% GEMS uptime, though logistics remains its core business.
“Leveraging advanced artificial intelligence, Prompt AI® automatically converts customer email pickup requests into structured, actionable shipment instructions.”
5paisa deploys multiple AI/ML-driven products to its customers on its broking platform, including 5paisa MCP (AI trading companion), AI Chat, IntraEdge (AI/ML stock basket recommendations), and AI-powered signature validation; AI is a significant product-layer feature but the principal business remains broking (47% of FY26 revenue).
“5paisa MCP – An AI-powered trading companion that enables conversational research and chat-based trade execution, making investing more intuitive and accessible.”
“We continued to leverage AI for enhancing customer experiences, launching 5paisa MCP along with AI-powered live news and developer API assistance.”
Allied Digital has live AI deployments across managed services, digital workplaces, computer vision, automation and monitoring, but AI is part of its broader technology-services portfolio rather than its entire business.
“At Allied Digital, the company embeds AI across managed services, digital workplaces, cybersecurity operations, infrastructure management and intelligent monitoring systems to help organisations improve efficiency, accelerate decision making, improve resilience and enhance user experience.”
“Digital Desk represents a key pillar of our strategy. It has evolved into an enterprise service management platform that brings together operational visibility and intelligent workflow management across business functions.”
The Company currently deploys AI/ML-based credit scoring in its data-driven underwriting models.
“Advanced data-driven underwriting models, leveraging AI/ML-based credit scoring”
SBI Life operationally deploys AI/ML across its insurance business, including an AI-powered WhatsApp sales platform (SPARK), AI-based analytics and Voice BOTs, predictive risk modelling, and automated underwriting covering 56.6% of individual proposals.
“Launched SPARK, an AI-powered WhatsApp-based sales enablement platform for faster selling”
AI is embedded in the company's product offerings (e.g., 'AI-driven security awareness', 'Threatcop AI Inc.' subsidiary), but it is a feature within the cybersecurity business rather than a standalone revenue line.
“the Company continued to be engaged in the business of developing and providing cybersecurity and software solutions, including AI-driven security awareness, phishing simulation, learning management, email security, and related services”
Operational deployment of AI across the health insurance value chain (sales copilots, underwriting assistance, cashless auto-adjudication, document forgery detection, investment research), with 32.1% of cashless claims auto-adjudicated by AI and a dedicated 'AI Transformation' section in the report.
“On the technology front, we are systematically embedding Artificial Intelligence across our entire value chain — from sales copilots and product recommendation engines to underwriter assistance, cashless auto-adjudication, document forgery detection, and investment research. Cashless claims auto-adjudication reached 32.1% of volume, and we have a robust pipeline of AI initiatives planned for FY2027.”
Go Digit operationally deploys AI/ML across its insurance business — agentic AI for renewals and servicing, NLP-driven fraud detection, computer vision for damage/odometer/logo detection, and centralized LLM platforms — though AI is an internal operational tool, not a sold product.
“Scaled Agentic AI platforms across renewals, customer servicing and sales verification, leveraging NLP-driven voice bots and conversational AI for automated, human-like interactions.”
Developed and deployed an in-house AI underwriting solution (OmniGen AI) and won industry recognition as 'Generative AI/ML Market Disruptor of the Year' at AWS AI Conclave, though AI is an enabler rather than the core insurance business.
“Our technology enabled in-house teams developed an AI enabled underwriting solution- OmniGen AI, accelerating policy issuance with more consistent and accurate decisioning.”
Poonawalla Fincorp operationally deploys AI/ML across its NBFC lending business with 42 AI projects fully deployed, 50+ ML models across acquisition to debt management, AI-led underwriting/collections/customer service, and a dedicated Head of AI — but AI supports lending rather than being a separate revenue line.
“AI token consumption growing more than 100x Y-o-Y, reflecting deeper integration of AI into our daily workflows and decision-making.”
“Poonawalla Fincorp scaled multiple AI-led initiatives across underwriting, collections, compliance, HR, and finance to create an insight-driven operating model.”
Manappuram has stated plans to deploy AI-powered branch security systems for surveillance and risk management, but this is not yet operational and is ancillary to its gold-loan NBFC business.
“Plans to roll out AI-powered branch security systems to strengthen surveillance and risk management capabilities.”
AI is listed as one of five strategic imperatives for FY 2026-27, representing a committed investment plan with no current AI revenue or product line.
“Accelerating investment in cybersecurity, Artificial Intelligence, and data analytics to future-proof our operations”
CDSL has signed an MoU with IIM Mumbai to build ML/data-analytics based market intelligence, representing a committed partnership with no revenue yet.
“Strategic MoU signed with IIM Mumbai to advance data analytics and machine learning–based market intelligence”
“Initiated exploration of Artificial Intelligence (AI) to improve operational efficiency and system security”
GE Shipping is piloting an AI-powered engine management system on one vessel for fuel efficiency, with plans to scale across the fleet pending trial results.
“The second pilot project features an AI-powered engine management system designed to maintain constant main engine shaft power and/or vessel speed to optimize fuel efficiency. Pending the successful outcome of these trials, the Company plans to scale these technologies across the fleet.”
Bank has set up an AI Centre of Excellence with SASTRA University, Centific Global Solutions and Univerg to evaluate and deploy AI use cases, but no AI-driven products or revenue yet.
“we have created a centre of Excellence in collaboration with SASTRA University and Industry partners - Centific Global Solutions, Inc. and Univerg to provide AI support.”
Textile/paper manufacturer is integrating AI-driven projects into manufacturing operations under a 'Digital Trident' agenda, with patent activity tied to AI initiatives, but AI is not a revenue-generating business line.
“Looking ahead, AI-driven projects are being integrated into our operations as part of our broader Digital Trident agenda, building the capabilities we need to compete and grow in a technology-led world.”
“Digital platforms support production planning, process monitoring, quality control and performance tracking across our manufacturing operations. AI/ML-enabled quality systems, advanced planning tools and real-time dashboards improve decision-making, optimise resource utilisation and support responsive manufacturing.”
MIC has committed to acquire a deep-tech platform with AI-driven energy logistics operations, though the acquisition and related revenue exposure were not yet completed as of the report.
“Neo Semi is a Singapore-incorporated deep-tech platform company with operational presence across Singapore, UAE and India, engaged in the businesses of semiconductor intellectual property, AI-driven energy logistics, IoT-based smart grid and climate resilience solutions, and circular electronics.”
“a Singapore-incorporated deep-tech platform company focused on semiconductor IP, AI-driven energy logistics, IoT-based smart grid solutions, and circular electronics”
Proposed amendment to the Objects Clause of the MOA adds AI/ML to the company's permitted business activities (special resolution at the AGM).
“designing, engineering, consulting, planning, supplying, sourcing, procuring, installing, commissioning, configuring, integrating, testing, operating, maintaining, repairing, upgrading, modernizing, managing and supporting hardware, software, firmware, networking, communication, cloud, data center, cybersecurity, storage, computing, surveillance, audio-visual, automation, Internet of Things (IOT), Artificial Intelligence (AI), Machine Learning (ML)”
Genesys operationally develops and deploys AI/ML models (road condition assessment, conversational AI for navigation, AI-driven maps and safety features) as integrated capabilities within its geo-content and connected-mobility products, though mapping remains the principal business.
“we have developed AI and ML models for detailed condition assessment of roads, enabling the automated evaluation of surface quality, defects, and maintenance prioritization.”
Rose Merc is engaged in advanced discussions with CATS Technology, which specialises in AI, quantum photonics, big data and surveillance intelligence, signalling a planned entry into AI/deep-tech.
“The Company is also engaged in advanced discussions with ZCLUS Ltd, an information technology firm, and CATS Technology Pvt. Ltd., which specialises in deep-tech fields including quantum photonics, artificial intelligence, big data analytics, and surveillance intelligence.”
AI is referenced only as a broad industry transformation trend, with no description of any AI product, platform or service the Company itself develops or sells.
“The automotive industry is undergoing a profound transformation driven by decarbonisation, software, artificial intelligence and advanced manufacturing technologies.”
Nestlé India operationally deploys AI/ML (including an agentic AI bot called Tejas) within its supply chain and procurement functions, but AI is not a business line or revenue driver.
“AI and ML adoption; including agentic AI and Tejas, the AI enabled order validation bot - improves purchase order hygiene and accelerates operational excellence.”
AI is positioned as an internal enabler via the VISM.ai framework for software development and shop-floor quality, not as a separately sold AI product or service.
“We have made significant progress in establishing a structured AI ecosystem through the launch of VISM.ai (Value driven Innovation & Strategic Management of AI), creating a strong foundation for AI-driven innovation and scaled adoption of AI across the organization.”
Polycab mentions operational deployment of AI platforms and loyalty apps to drive influencer engagement as part of its 'Digital DNA' retail strategy, but AI is not a business line.
“Advanced AI platforms and our dedicated loyalty apps are currently driving stronger engagement across a vast network of registered influencers.”
Britannia operationally deploys AI/Gen-AI platforms (Google Gemini-based voice recipe experience for Bourbon, Gen AI storytelling for Milk Bikis) as consumer-engagement marketing tools, not as a product or service line.
“Powered by Google Gemini, the platform enabled generative recipe creation through the digital AI avatar of Chef Pooja Dhingra.”
Executive Chairman flags AI as an area of investment for internal digital/connected-mobility capabilities; no AI product, platform or service is sold.
“we are also accelerating investments in artificial Intelligence & digital infrastructure and platforms, data-led decision making, intelligent manufacturing, and emerging technologies that will define the next generation of mobility experiences.”
Zydus references AI only as an internal productivity and R&D tool, not as a product or service it sells.
“rapidly expanding digital and AI-enabled capabilities across research, manufacturing, and commercial functions. Cutting-edge tools like AI-assisted pathology and clinical risk stratification are already transforming how our scientists innovate.”
HDFC AMC describes embedding AI across research, analytics, investor engagement and operations as a strategic enabler of its asset management business, but AI is not a separate revenue-generating product or service line.
“Artificial intelligence is being embedded across functions as a force multiplier. From enhancing research and investment processes to enabling personalised investor engagement and improving operational efficiency, our focus is on augmenting human judgement rather than replacing it.”
Mankind deploys AI tools internally (Superman 2.0, SuperAI, Super Coach, 30+ function-specific agents) with Microsoft/OpenAI and a Denovo AI drug-discovery partnership, but AI is not a sold product or revenue line — it supports the pharma business.
“Over the last two years, our digital journey marked a decisive shift, with AI evolving from pilot initiatives into enterprise-wide capabilities delivering measurable business impact.”
AI is mentioned only as an internal productivity tool (document summarisation, search, team communication), not as a commercial product or service.
“We continued to advance our digital capabilities through selective adoption of AI-led tools. This included deployment of document management systems with AI-enabled summarisation and search, along with in-house tools to improve communication and productivity across teams.”
AI is embedded internally across telecom networks and customer journeys as an operational capability, but is not sold as a standalone AI product or service line.
“At the same time, our AI-led transformation gained significant momentum. By embedding AI across networks, operations and customer journeys, we are improving agility, elevating customer experiences and building a stronger competitive advantage.”
AI is referenced as an emerging technology HPCL is leveraging for operational efficiency, but not positioned as a principal business or product line.
“Emerging technologies such as artificial intelligence, advanced analytics, machine learning and predictive maintenance are increasingly transforming the way we operate and create value.”
AI is positioned only as part of the CMD's future vision for emerging technologies — no operational AI products, platforms or services are described.
“The vision also emphasizes meeting sustainable energy targets through the integration of Artificial Intelligence (AI), along with the adoption of other new and emerging technologies such as: EV integration into the grid, cybersecurity and digital protection, green hydrogen, bioenergy and energy storage.”
AI is referenced only as part of aspirational future technology investment plans in the business outlook, not as a developed or sold product.
“Swiggy will continue investing in technology capabilities, AI-led solutions, automation and logistics infrastructure to improve scalability, operational productivity and customer experience.”
YES BANK uses AI-powered chatbots across customer journeys and AI-driven catchment analysis for its digital banking service (IRIS platform), but AI is an embedded capability supporting its core banking business rather than a standalone AI product, platform or service offering.
“AI-powered chatbots deployed across customer journeys are improving service efficiency, accessibility, and personalisation, while advancing our commitment to paperless and green banking, and operational excellence.”
Dabur has rolled out an enterprise-wide AI platform and established a centralized AI framework for internal use across sales, marketing, commercial, and supply chain functions; AI is an internal capability supporting its FMCG business, not a revenue-generating business line.
“A major focus during the year was the structured and responsible adoption of artificial intelligence across key business functions. A centralized AI framework was established to identify, prioritize, and scale AI-led use cases across Sales, Marketing, Commercial, and Supply Chain operations.”
AI is referenced only as industry commentary about how the broader pharmaceutical R&D landscape is changing, not as an operational deployment or business line.
“AI and data science are reshaping how targets are identified, trials are designed, and evidence is generated.”
AI is referenced as an internal lighthouse activity (Operations Strategy) and as an external analytics platform collaboration, but not sold as a product/service.
“Smart use of data, digitalisation and Al, flexible production concepts, and new technologies.”
TII is piloting AI internally for manufacturing optimization (machine throughput, prescriptive maintenance, computer vision quality inspection), but AI is a tool for internal efficiency rather than a commercial AI product or service.
“Having built this robust digital capital, the Company is now fully prepared to transition from monitoring to active, AI-driven intervention. This year marked a shift to leveraging AI compute power for real-time decision-making, significantly enhancing global competitiveness and operational agility.”
AI is referenced as a transformative force in the life insurance industry (underwriting, distribution, customer experience), but only as industry commentary, not as a stated Max Financial business line or revenue driver.
“Technology, including data analytics and artificial intelligence, is playing a transformative role in underwriting, distribution, and customer experience.”
Definition used: Develops, sells or operationally deploys AI/ML models, platforms or AI-driven products and services. Generic "digital transformation" or aspirational AI language does NOT qualify.Membership is extracted from each company’s newest annual report; every quote is validated against the report page before publishing, and core/growing tiers are confirmed by a second independent read (marked ). Companies whose reports our corpus hasn’t read yet simply aren’t listed — absence means unread, not “no exposure”.
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