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Cubical Financial Services Q2 FY27 results: net profit up 133.3% to ₹0.07 crore, revenue down 18.6%
Cubical Financial Services Ltd reported standalone Q2 FY27 revenue of ₹0.35 crore and a net profit of ₹0.07 crore. Revenue was lower than Q2 FY26, while profit before tax rose 28.6% and net profit rose 133.3% against the year-ago quarter; basic EPS was ₹0.01.
Key points
- Q2 FY27 revenue was ₹0.35 crore, down 18.6% from ₹0.43 crore in Q2 FY26.
- Profit before tax was ₹0.09 crore, up 28.6% from ₹0.07 crore, while net profit was ₹0.07 crore, up 133.3%.
- Basic EPS was ₹0.01 in Q2 FY27, unchanged from Q2 FY26 and lower than ₹0.04 in Q1 FY27.
- H1 FY27 total income was ₹0.98 crore, up 40.0% from ₹0.7 crore, and net profit was ₹0.3 crore, up 200.0%.
- Total assets rose to ₹35.88 crore from ₹15.41 crore, while cash fell to ₹0.05 crore from ₹1.04 crore at 31 March 2026.
How did Cubical Financial Services perform in Q2 FY27?
Cubical Financial Services reported standalone revenue of ₹0.35 crore in Q2 FY27, down 18.6% from ₹0.43 crore in Q2 FY26 but up 29.6% from ₹0.27 crore in Q1 FY27. Total income was ₹0.43 crore, unchanged from Q2 FY26 and down 20.4% from ₹0.54 crore in the previous quarter. EBITDA and EBITDA margin were not reported.
Profit before tax was ₹0.09 crore, up 28.6% from ₹0.07 crore in Q2 FY26 but down 71.0% from ₹0.31 crore in Q1 FY27. Net profit was ₹0.07 crore, up 133.3% from ₹0.03 crore year ago and down 69.6% from ₹0.23 crore in the previous quarter. Basic EPS was ₹0.01, unchanged year ago and down from ₹0.04 in Q1 FY27. No consolidated figures were provided.
| ₹ crore | Q2 FY27 | Q1 FY27 | Q2 FY26 | YoY | QoQ |
|---|---|---|---|---|---|
| Revenue from operations | 0.35 | 0.27 | 0.43 | −18.6% | +29.6% |
| Other income | 0.08 | 0.27 | 0 | −70.4% | |
| Total expenses | 0.34 | 0.24 | 0.36 | −5.6% | +41.7% |
| Profit before tax | 0.09 | 0.31 | 0.07 | +28.6% | −71.0% |
| Tax | 0.03 | 0.07 | 0.03 | +0.0% | −57.1% |
| Net profit | 0.07 | 0.23 | 0.03 | +133.3% | −69.6% |
| EPS (₹) | 0.01 | 0.04 | 0.01 | +0.0% | −75.0% |
EBITDA here is revenue from operations less operating costs (total expenses excluding finance costs and depreciation): before other income and exceptional items. Growth is shown only when both figures are positive. Source: Company's results filing (XBRL).
What changed in Cubical Financial Services' costs and profit?
Against Q2 FY26, total expenses fell by ₹0.02 crore, or 5.6%, to ₹0.34 crore. Employee benefits expense fell by ₹0.02 crore, or 20.0%, while other expenses rose by ₹0.08 crore, or 53.3%. Finance costs and depreciation were unchanged at ₹0 crore, and there was no exceptional item.
Other income rose from ₹0 crore in Q2 FY26 to ₹0.08 crore in Q2 FY27. Tax expense was unchanged at ₹0.03 crore. The filing does not state why other income or other expenses changed. Profit before tax increased by ₹0.02 crore, or 28.6%, and the net profit margin rose from 8.2% to 18.8%.
| ₹ crore | Q2 FY27 | Q2 FY26 | Change | Change % |
|---|---|---|---|---|
| Employee cost | 0.08 | 0.10 | −0.02 | −20.0% |
| Finance costs | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | |
| Other expenses | 0.23 | 0.15 | +0.08 | +53.3% |
| Total expenses | 0.34 | 0.36 | −0.02 | −5.6% |
| Other income | 0.08 | 0 | +0.08 | |
| Tax | 0.03 | 0.03 | 0 | +0.0% |
Source: Company's results filing (XBRL).
How did the first half of FY27 go?
For H1 FY27, standalone revenue was ₹0.62 crore, down 11.4% from ₹0.7 crore in H1 FY26, while total income was ₹0.98 crore, up 40.0% from ₹0.7 crore. Profit before tax was ₹0.4 crore, up 166.7% from ₹0.15 crore, and net profit was ₹0.3 crore, up 200.0% from ₹0.1 crore.
Basic EPS for H1 FY27 was ₹0.05, up from ₹0.02 in H1 FY26. The filing identifies the company’s activity as a single business segment and states that previous-period figures were regrouped or rearranged where necessary.
| ₹ crore | H1 FY27 | H1 FY26 | Change |
|---|---|---|---|
| Revenue from operations | 0.62 | 0.70 | −11.4% |
| Profit before tax | 0.40 | 0.15 | +166.7% |
| Net profit | 0.30 | 0.10 | +200.0% |
| EPS (₹) | 0.05 | 0.02 | +150.0% |
Source: Company's results filing (XBRL).
What do the balance sheet and cash flow show?
At 30 September 2026, total assets were ₹35.88 crore, compared with ₹15.41 crore at 31 March 2026, while total equity was ₹35.58 crore, compared with ₹15.27 crore. Borrowings were not reported. Cash and cash equivalents were ₹0.05 crore, compared with ₹1.04 crore at the previous balance-sheet date.
H1 FY27 operating cash flow was negative ₹20.99 crore, compared with ₹0.09 crore in H1 FY26, and investing cash flow was ₹0 crore in both periods. Financing cash flow was ₹20.0 crore, compared with ₹0 crore a year earlier, as the filing reported ₹1,600.00 lakh from equity capital and ₹400.00 lakh from share premium.
| ₹ crore | As of 30 September 2026 | As of 31 March 2026 |
|---|---|---|
| Total assets | 35.88 | 15.41 |
| Total equity | 35.58 | 15.27 |
| Cash and equivalents | 0.05 | 1.04 |
| Inventories | 0 | 0 |
Source: Company's results filing (XBRL).
| ₹ crore | H1 FY27 | H1 FY26 |
|---|---|---|
| Cash from operations | −20.99 | 0.09 |
| Cash from investing | 0 | 0 |
| Cash from financing | 20 | 0 |
| Capital expenditure | 0 | 0 |
Source: Company's results filing (XBRL).
How has Cubical Financial Services done over the last 8 quarters?
Revenue peaked at ₹0.43 crore in Q2 FY26 and was lowest at ₹0.27 crore in Q1 FY26 and Q4 FY26. It rose to ₹0.35 crore in Q2 FY27 after being ₹0.27 crore in Q1 FY27. Profit reached its highest level at ₹0.23 crore in Q1 FY27 and was lowest at a net loss of ₹0.06 crore in Q4 FY25.
Net profit fell from ₹0.23 crore in Q1 FY27 to ₹0.07 crore in Q2 FY27 but remained above ₹0.03 crore in Q2 FY26. EBITDA margin was not available for the reported quarters, so the trend in that measure cannot be stated. Profit rose year on year in each of the last two quarters.
What else did the company announce?
The board approved the unaudited standalone financial results for the quarter and half year ended 30 September 2026 at its meeting on 30 October 2026. The company also filed a limited review report for the quarter and half year with the results.
A same-day filing said that Mrs. Ritu Bansal, a non-executive director, succeeded Mr. Ashwani Kumar Gupta as Regular Chairperson with effect from 30 October 2026. The filing did not report a dividend or a further fund raise.
How did Cubical Financial Services shares react?
The results were filed after market hours. The stock showed no movement during the first 5, 15 and 30 minutes after the filing appeared. It closed the first trading session able to react 5.0% above its pre-results close, and by the next day’s close it was up 10.1% from that close.
| After the filing | Stock | Non Banking Financial Company (NBFC) median |
|---|---|---|
| 5 minutes | +0.0% | |
| 15 minutes | +0.0% | |
| 30 minutes | +0.0% | |
| Reaction day | +5.0% | +0.6% |
| Next day | +10.1% | +0.0% |
Minutes are measured from the price when the filing appeared; days from the previous close. Source: MarketPing price-reaction measurement.
| Results filed on | Stock on the reaction day |
|---|---|
| 11 August 2026 | +1.8% |
| 14 May 2026 | +4.8% |
| 10 February 2026 | +0.9% |
| 11 November 2025 | −1.9% |
| 11 August 2025 | −1.4% |
| 21 May 2025 | −5.5% |
| 12 August 2024 | +0.5% |
| 24 May 2024 | +4.8% |
Source: MarketPing price-reaction measurement.
How did other Non Banking Financial Company (NBFC) companies do?
Among 76 other NBFC companies compared for the quarter, the median revenue growth was 22.1%. Twelve peers grew revenue more slowly than Cubical Financial Services and 64 grew revenue faster than the company. Cubical’s own revenue declined 18.6% from Q2 FY26.
| Cubical Financial Services revenue growth (YoY) | −18.6% |
|---|---|
| Median of 76 other Non Banking Financial Company (NBFC) companies | +22.1% |
| Companies with slower revenue growth than Cubical Financial Services | 12 of 76 |
| Companies with faster revenue growth than Cubical Financial Services | 64 of 76 |
| Companies whose net profit rose | 55 of 84 |
Source: Filed results (XBRL) of the industry's companies.
Quick answers
What was Cubical Financial Services' revenue in Q2 FY27?
Revenue from operations was ₹0.35 crore, down 18.6% from ₹0.43 crore in Q2 FY26 (standalone).
Did Cubical Financial Services make a profit in Q2 FY27?
Yes. Net profit was ₹0.07 crore, against a net profit of ₹0.03 crore in Q2 FY26.
What was Cubical Financial Services' EPS in Q2 FY27?
Basic earnings per share were ₹0.01, against ₹0.01 in Q2 FY26.
How did Cubical Financial Services shares react to the Q2 FY27 results?
On the reaction day the stock moved +5.0% from the previous close; the median Non Banking Financial Company (NBFC) stock moved +0.6%.
When did Cubical Financial Services announce its Q2 FY27 results?
On 30 October 2026, in a filing to the BSE.
Sources
- Board Meeting Intimation for Approval Of Unaudited Financial Results For Quarter & Half Year Ended On 30.09.2026 (BSE, 26 October 2026) · PDF
- Board Meeting Outcome for Outcome Of Results (BSE, 30 October 2026) · PDF
- UNAUDITED FINANCIAL RESULTS FOR QUARTER AND HALF YEAR ENDED 30.09.2026 (BSE, 30 October 2026) · PDF
How this was written: every figure in the tables and charts is calculated from the company’s filed results (XBRL) and MarketPing’s price measurements. The text is drafted with AI from those figures and the filings, and a checker removes any sentence carrying a number it cannot trace to them. How we write these.
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